Astha
Accidental Permanent Total Disability (APTD)
This
coverage provides payment of a lump-sum amount that is equal to the principal Sum Assured (SA), if the Insured
Employee becomes totally & permanently disabled from bodily injury directly
through an accidental means, so as to be wholly prevented from performing any
occupation for remuneration or profit. In the interpretation of this definition, the Company will, however, recognize as PTD the entire and irrevocable loss of
any of the followings
Feature & Benefit
Loss of Sight
Loss of Hands
Loss of Feet
Loss of Hand and Foot
Total & Permanent Disability is assumed if-
| Description of Accidental PTD | Benefit Payable |
| Permanent
and complete loss of sight in both eyes | 100 % of 1x SA |
Total & Permanent Disability is assumed if-
| Description of Accidental PTD | Benefit Payable |
| Permanent and complete loss of both hands above the wrist. | 100 % of 1x SA |
Total & Permanent Disability is assumed if-
| Description of Accidental PTD | Benefit Payable |
| Permanent and complete loss of feet above the ankle. | 100 % of 1x SA |
Total & Permanent Disability is assumed if-
| Description of Accidental PTD | Benefit Payable |
| Permanent and complete loss of one hand above the wrist and one foot above the ankle | 100 % of 1x SA |
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