Astha
Bahumatrik Shurakkha
For health protection and prosperity for you and your family Astha Life brings "Astha a
Bahumatrik Shurakkha".
This plan has 4 attractive packages:
- Silver
- Gold
- Platinum
- Signature
Health insurance plans reimburse insured customers for their medical expenses, including treatments, surgeries, hospitalisation and the like which arise from injuries/illnesses, or directly pay out a certain pre-determined sum to the customer. A health insurance policy offers coverage for any future medical expenses of the customer.
This is an agreement between the insurance company and the customer where the former agrees to guarantee payment/compensation~ for medical costs if the latter is injured/ill in the future, leading to hospitalisation. In most cases, insurance companies have tie-ups with a network of hospitals, thereby ensuring cashless treatment for patients there.
Feature & Benefit
Coverage limit
| Benefits | Minimum Coverage (BDT) | Maximum Coverage (BDT) |
| Room Rent | 10,000/day | 3,00,000/day |
| Ambulance | 5,000/year | 80,000/year |
| Others | 20,000 (Twenty thousand) | 3,00,000 (Three lac) |
| Total | 35,000 | 6,80,000 |
| Benefits | Coverage in percentage | Minimum Coverage (BDT) | Maximum Coverage (BDT) |
| Out-patient | 5% (Five percent) of sum assured or at actual hospital expenses for per accident | 2,500/accident | 25,000/accident |
| In-patient | 10% (Ten percent) of sum assured or at actual hospital expenses for per accident | 5,000/accident | 50,000/accident |
Coverage Limit:
| Minimum Coverage (BDT) | Maximum Coverage (BDT) |
| 50,000 (Fifty thousand) | 5,00,000 (Five lac) |
Benefit is admissible once only in life time for an Insured. The following diseases are covered:
- Cancer (excluding Skin Cancer)
- Myocardial Infarction/Heart Attack
- Stroke
- Coronary Artery Surgery (Coronary Artery Bypass Surgery)
- Kidney Failure
- Multiple Sclerosis
- Paralysis
- Major Organ Transplantation.
Coverage Limit:
| Minimum Coverage (BDT) | Maximum Coverage (BDT) |
| 50,000 (Fifty thousand) | 5,00,000 (Five lac) |
Coverage Limit:
| Minimum Coverage (BDT) | Maximum Coverage (BDT) |
| 50,000 (Fifty thousand) | 5,00,000 (Five lac) |
Coverage Limit:
| Minimum Coverage (BDT) | Maximum Coverage (BDT) |
| 1,00,000 (One lac) | 10,00,000 (Ten lac) |
Coverage Limit:
- Minimum
- Maximum
Astha Bahumatrik Shurakkha gives insured the opportunity 10% premium back facility only for free executive health checkup in case of no claim within the specified term of the insurance.
- 1 year
- 3 years
- 5 years
| Minimum Age Limit | Maximum Age Limit |
| 18 years | 60 years |
Single Premium
In house Sample Collection Facility is available in the policy only for platinum and signature plan.
The sum assured is differentiated in terms of 4 plans in the following manner:
| Plan | Sum Assured (BDT) |
| Silver | 50,000 |
| Gold | 1,50,000 |
| Platinum | 3,00,000 |
| Signature | 5,00,000 |
Product Video
