Astha
Health insurance- hospitalization plan
The Hospitalization Insurance scheme will cover the hospitalization treatment expenses for eligible Sickness or Accidental Injury of an Insured while the policy is in force. Maternity Hospitalization & Outpatient (OPD) treatment expenses are excluded from this scheme.
Feature & Benefit
Sum Assured
Coverage option
Hospital Stay per Confinement
Room & Bed Charges (Total)
Other Hospitalization Expenses
Daily Allowances
Ambulance Charges
AsthaLife offers 6 plans for in-patient services regarding sum assured:
| Plan | Sum Assured (BDT) |
| Plan 1 | 50,000 |
| Plan 2 | 1,00,000 |
| Plan 3 | 2,00,000 |
| Plan 4 | 3,00,000 |
| Plan 5 | 4,00,000 |
| Plan 6 | 5,00,000 |
Applicable based on enrollment type and incentive % applicable on Total HI premium.
| Coverage Option | Discounts % of Total Premium |
| Self | Nil |
| Couple (Husband & Wife) | 5% |
| Family (Couple & Kids) | 10% |
21 days from the day of admission (including 14 days in ICU/CCU/HDU)
At Actual but it cannot exceed 40% of the Annual Benefit Limit.
| Sl | Scope of Benefit | Maximum Limit per Confinement |
| i. | Room & Board Daily Limit (Actual or Max) | At Actual but not exceeding 2% of the Annual Benefit Limit. |
| ii. | ICU/CCU Limit per confinement (up to At Actual) | 14 days. However, maximum limit under Sl. 1 & 2 of this schedule shall be limited to 40% of the Annual Benefit Limit. |
- Other Hospitalization Expenses
- include-
- Surgery
- Anesthesia
- Medicine
- Consultation etc.
- exclude-
- Room
- Board &
- ICU expenses.
- include-
- At Actual but not exceeding 60% of the Annual Benefit Limit.
- However, daily consultation fee would be at actual or maximum BDT 1,000 during the Hospitalization period.
- Applicable only for Government hospitals.
- BDT 500 per day in government hospitals where room/seat rent is free of cost.
- Applicable only for emergency condition
- 1% of Annual Benefit Limit, or BDT 5,000 whichever is less
- Applicable only for one way from home to hospital
Product Video
